General Retirement Planning

More in General Retirement Planning

How to Invest After Retirement

No one invests in a vacuum. Your investments are affected by a plethora of volatile factors over which you have little or no control, such as inflation, political upheaval, unemployment rates and positive or negative financial news. Two things you can control are how much money ...

How to Determine Your Tax Bracket at Retirement

When you're planning for retirement, a major factor affecting your savings decisions involves predicting the tax rate you're going to pay on your retirement income. There's no magic formula to figure out your tax bracket at retirement, especially if you plan to work for another ...

Can You Put Retirement Accounts in a Living Trust?

While both retirement accounts and revocable living trusts can both avoid the cost and time of probate court, putting retirement accounts in living trusts is not only possible, but, if done correctly, effective. Correctly is the operable word, as the living trust should be the ...

Can a Wife Draw Social Security From Her Husband if She Has Her Own Retirement Plan?

A wife is eligible to receive Social Security retirement benefits based on her husband's records. In fact, 2.4 million spouses received Social Security benefits in 2011 according to the Social Security Administration. This is true even if the wife has her own retirement plan. ...

Retiring in Savannah, Georgia, vs. Charleston, South Carolina

Both Savannah, Georgia, and Charleston, South Carolina, offer rich cultural histories and a heavy dose of southern charm. Retirees considering a move to either of these cities will find many similarities, including mild climate, lowcountry cuisine and easy proximity to the ...

Does My Ex Husband Have to Be 62 Before I Can File Social Security Benefits on His?

The Social Security Administration doesn't just pay retirement benefits to workers; it also pays them to the spouses and ex-spouses of workers. Spouses and ex-spouses are eligible for benefits of up to one-half the amount paid to the worker. You can file for Social Security ...

How Long Do You Need to Be Married to Receive a Deceased Partner's Social Security Benefits?

Ideally, you and your spouse would spend a long, rich life together, but sometimes that’s not the case, and widows or widowers are left sorting through a deceased partner’s estate much earlier than expected. While Social Security survivor’s benefits don’t ...

Does Claiming My Parent as Dependent Affect Her SSI or SS Benefits?

If you're lending a financial hand to your parents, your well-intentioned efforts may have consequences for their Social Security benefits. Although Social Security disability and retirement benefits are not "means tested," Supplemental Security Income does take into ...

Do I Lose My Military & VA Disability Benefits When I File for SSA Retirement Benefits?

If you want to know if you lose your military and Veterans Affairs disability benefits when you file for Social Security Administration benefits, the answer is an unqualified “it depends.” While you will continue to have access to some benefits, the type of VA ...

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