General Retirement Planning

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Can You Collect Disability & Social Security Benefits at the Same Time?

The Social Security Administration runs two vital benefit programs for workers who have paid in to the system through payroll taxes. The retirement program is available to those 62 and older; beneficiaries draw a monthly check for life to supplement their income. Social Security ...

What if I Don't Have Enough Credits for Social Security Benefits When I Retire?

The Social Security system pays retirement benefits to eligible workers, who fund the system with payroll taxes deducted from their wages. Not all workers are eligiible, however -- Social Security requires a minimum number of "work credits" on your record in order for ...

Retiring in Savannah, Georgia, vs. Charleston, South Carolina

Both Savannah, Georgia, and Charleston, South Carolina, offer rich cultural histories and a heavy dose of southern charm. Retirees considering a move to either of these cities will find many similarities, including mild climate, lowcountry cuisine and easy proximity to the ...

Can a Wife Draw Social Security From Her Husband if She Has Her Own Retirement Plan?

A wife is eligible to receive Social Security retirement benefits based on her husband's records. In fact, 2.4 million spouses received Social Security benefits in 2011 according to the Social Security Administration. This is true even if the wife has her own retirement plan. ...

Does My Ex Husband Have to Be 62 Before I Can File Social Security Benefits on His?

The Social Security Administration doesn't just pay retirement benefits to workers; it also pays them to the spouses and ex-spouses of workers. Spouses and ex-spouses are eligible for benefits of up to one-half the amount paid to the worker. You can file for Social Security ...

Is There a Minimum Monthly Social Security Payment Regardless of Retirement Earnings?

The Social Security system provides retirement benefits for those who have paid into the system through payroll taxes. The amount of the benefit depends on your lifetime earnings record. Social Security applies a mathematical formula to arrive at your monthly benefit, which ...

Does Claiming My Parent as Dependent Affect Her SSI or SS Benefits?

If you're lending a financial hand to your parents, your well-intentioned efforts may have consequences for their Social Security benefits. Although Social Security disability and retirement benefits are not "means tested," Supplemental Security Income does take into ...

Do I Lose My Military & VA Disability Benefits When I File for SSA Retirement Benefits?

If you want to know if you lose your military and Veterans Affairs disability benefits when you file for Social Security Administration benefits, the answer is an unqualified “it depends.” While you will continue to have access to some benefits, the type of VA ...

Can You Put Retirement Accounts in a Living Trust?

While both retirement accounts and revocable living trusts can both avoid the cost and time of probate court, putting retirement accounts in living trusts is not only possible, but, if done correctly, effective. Correctly is the operable word, as the living trust should be the ...

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