Insuring Valuables

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How to Arrange for Professional Appraisals of Tangible Personal Property

surance, estate tax, and charitable deductions for reducing taxes often require professional appraisals of tangible property. You’ll want to find an appraiser who knows the subject matter and who has taken courses in appraisal ethics and techniques. Professional appraisers ...

Does Being Self-Employed Affect Car Insurance?

r insurance is an important way of safeguarding the value of your vehicle. It also protects you from financial liability if you cause an accident. The cost of car insurance depends on your driving record, the type of car you own and other factors. Being self-employed can drive ...

Can a Car Have Two Separate Insurance Policies by Two Different People?

st states require drivers to carry some type of auto insurance on their vehicles. In those cases, the minimum requirement is usually basic liability protection that covers personal injury and property damage. Lenders can also require insurance to protect their financial interest ...

How Credit Scores Impact Car Insurance Rates

less you live in California, Hawaii or Massachusetts, a bad credit score could mean that you pay up to 50 percent more for car insurance than if you had a good credit score. Research by the federal government and others supports the conclusions reached by insurance companies ...

Does a Diamond Ring Fall Under Homeowner's Insurance?

meowner's insurance policies typically provide limited coverage for jewelry. Policies generally do not cover jewelry, or gems from jewelry pieces, that are simply lost. Read your homeowner's insurance policy carefully to determine whether your valuables, such as a diamond ring, ...

How Insurance Usually Works With Jewelry Robberies

cording to a report in the New York Times, the vast majority of insurance claims relating to jewelry are for theft or "mysterious loss." Most claims don't result in full replacement value, however, because owners make assumptions about their policies that aren't ...

How to Insure and Bond Cleaning Service

e art of cleaning homes and businesses harkens back to biblical times, when indentured servants tidied up palaces and public buildings. Over time, “being in service” was an admirable career that usually came with living quarters. These days, typical cleaning services ...

Negotiating a Settlement With Car Insurance Companies

r insurance is a necessary part of owning a vehicle for personal use. Not only does it cover the cost of repairing damage to your car, it covers theft, vandalism, and any property damage you cause if you're at fault in an accident. When you make a claim with your car insurance ...

What Is the Purpose of Third-Party Insurance?

ird-party insurance is intended to protect you against the actions of another party. Such an insurance policy can be purchased by individuals or businesses to provide financial protection against the risk of the unknown. Having third-party auto insurance protects you from some ...

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