- Military Permanent Medical Retirement Vs. VA Benefits
- If My Only Income Is From Social Security Disability Benefits Do I Have to File a Tax Return?
- VA Social Security Administration Disability Benefits
- Can an Individual Receive Retirement Benefits & Disability Benefits?
- Disability Vs. Social Security Benefits at Retirement
- Social Security Disability Benefits for Disabled Veterans
If you want to know if you lose your military and Veterans Affairs disability benefits when you file for Social Security Administration benefits, the answer is an unqualified “it depends.” While you will continue to have access to some benefits, the type of VA benefits you receive makes a difference. The only factor that you need to consider before filing for Social Security benefits is the type of Social Security benefits you’re filing for.
A veteran injured in military service or one who has a medical problem that was aggravated by military service receives a disability payment from the Department of Veterans Affairs. The size of the check depends on the extent of the disability, as rated by the VA. A 10-percent disability rating, for a veteran with no dependents, equals $127 per month. A 100-percent disability for a veteran who supports wife, a child and parents is the highest payment, $3,285 per month. There is no means test for these disability payments; that is, other income has no effect on this benefit.
The VA pension is paid to wartime veterans whose income is very limited or non-existent. The veteran must be totally and permanently disabled, if under 65 years of age. If the veteran’s only income is from Social Security disability benefits, the veteran qualifies for this benefit, but the level of income is a factor. The pension amount equals the difference between the veterans total income, including Social Security benefits, and a dollar level set yearly by Congress. In 2011, this level was set at $12,506 per year — an average of $1,042.17 per month — for income from all sources, including the VA pension. If your Social Security benefit and income from all other sources, including any state-provided payments, exceeds that level, you lose the VA pension.
Military retirement payments are based on service only, and, like VA disability payments, there is no means test. Your military retirement pay — whether the result of 20 or 30 years of service, or a shorter period of service because of an injury, wound, or medical condition aggravated by your service — is independent of any other source of income.
Social Security Benefits
The Social Security Administration's Supplemental Security Income, called SSI, is the only Social Security benefit that requires a means test. As of 2012, the highest monthly SSI payment for an individual was $698. For a couple, the highest payment was $1,048. All other Social Security benefits are based on age or physical condition, rather than a veteran’s income. Therefore, if you apply for SSI, the amount of your VA disability check and your military retirement will affect your Social Security benefit, but your Social Security benefit will not affect your VA disability or military retirement. If you apply for Social Security Disability Insurance or if you apply because you have reached the age of entitlement, your VA Disability and military pension will remain unaffected.
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