Major dental work such as braces and dental surgery can cost thousands of dollars. Even routine visits to the dentist can get pricey. The Internal Revenue Service considers dental care costs a medical expense. However, that does not automatically mean major dental work will ...
Insurance is designed to protect you against financial loss if you experience a covered event. There are a plethora of different kinds of insurance that cover everything from your life to your ...Read More
Typically, beneficiaries do not have to pay income tax on life insurance death benefits when they are received as a lump sum. However, some insurance companies usually offer beneficiaries a choice of ...Read More
Most government employers provide health insurance as a part of their compensation packages. However, this doesn't mean that government workers can't claim additional deductions for some types of ...Read More
When you apply for life insurance, you might think you won't run into any problems if you don't have a chronic disease or a life-threatening illness. But you may be surprised to find out that many ...Read More
An in-ground swimming pool can be a summer recreation center. But a pool can also be dangerous and expose the pool owner to lawsuits if someone injures himself or drowns while using the pool. A ...Read More
If you've received a payout from an insurance policy, figuring out whether or not to count that money as income can be confusing. Several elements must be analyzed to understand if the benefit is ...Read More
Depending on your age and the number of years you’ve worked and paid Social Security taxes, you and your family members may receive Social Security benefits based on your employment record if you ...Read More
A life insurance policy is a contractual agreement with an insurance company to pay your heirs a sum of money if you die while the policy is active. Insurance companies take great steps to evaluate ...Read More
Health savings accounts are trust accounts that consist of contributions by the customer and a trustee, typically an employer, that provide a reserve to pay medical costs not covered by the insured's ...Read More
Supplemental insurance is insurance that covers expenses your regular policy doesn't cover, but it is not a substitute for your regular insurance. Supplemental insurance can add coverage to many ...Read More
Homeowners insurance doesn't normally cover flood damage, so the federal National Flood Insurance Program was established to provide protection for homeowners in certain areas. The government ...Read More
Spotless driving history is no longer enough to get a low vehicle insurance premium. Insurance carriers now use your consumer reports including your credit report to assess your risk and help ...Read More
Social Security offers disability insurance to workers who have paid in to the system through their payroll taxes. If you've been approved for disability, you draw a monthly benefit that is ...Read More
Homeowner's insurance is an absolute must for anyone who has a mortgage or owns their home outright. Homeowners insurance rates account for both your degree of risk as well as the combined value of ...Read More