General Retirement Planning

More in General Retirement Planning

What Is the Rule of 85 with Retirement?

As retirement creeps closer, knowing when you're eligible to retire becomes more important. While most plans have a set date at which you can take full retirement, you might be able to retire earlier if you satisfy the "rule of 85." Some pension plans use the rule of 85 to allow ...

Can You Collect Disability & Social Security Benefits at the Same Time?

The Social Security Administration runs two vital benefit programs for workers who have paid in to the system through payroll taxes. The retirement program is available to those 62 and older; beneficiaries draw a monthly check for life to supplement their income. Social Security ...

Can You Put Retirement Accounts in a Living Trust?

While both retirement accounts and revocable living trusts can both avoid the cost and time of probate court, putting retirement accounts in living trusts is not only possible, but, if done correctly, effective. Correctly is the operable word, as the living trust should be the ...

Do I Lose My Military & VA Disability Benefits When I File for SSA Retirement Benefits?

If you want to know if you lose your military and Veterans Affairs disability benefits when you file for Social Security Administration benefits, the answer is an unqualified “it depends.” While you will continue to have access to some benefits, the type of VA benefits you ...

How Long Do You Need to Be Married to Receive a Deceased Partner's Social Security Benefits?

Ideally, you and your spouse would spend a long, rich life together, but sometimes that’s not the case, and widows or widowers are left sorting through a deceased partner’s estate much earlier than expected. While Social Security survivor’s benefits don’t instantly transfer to ...

What Happens to Your Social Security Benefits When You Die?

The Social Security program pays retirement benefits to workers who have paid in to the system over the years through payroll deductions. At age 62, as of publication, you can begin collecting Social Security benefits; if you delay benefits, you can collect a larger monthly ...

Does My Ex Husband Have to Be 62 Before I Can File Social Security Benefits on His?

The Social Security Administration doesn't just pay retirement benefits to workers; it also pays them to the spouses and ex-spouses of workers. Spouses and ex-spouses are eligible for benefits of up to one-half the amount paid to the worker. You can file for Social Security ...

Can an Irrevocable Trust Be Sued?

An irrevocable trust is like a turnstile: Once you go through it, you can't go back. Putting an asset in an irrevocable trust the correct way means it's no longer yours, and if you get sued, your trust's assets are generally safe. This doesn't mean, though, that an irrevocable ...

Can a Wife Draw Social Security From Her Husband if She Has Her Own Retirement Plan?

A wife is eligible to receive Social Security retirement benefits based on her husband's records. In fact, 2.4 million spouses received Social Security benefits in 2011 according to the Social Security Administration. This is true even if the wife has her own retirement plan. ...

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