Setting Financial Goals

More in Setting Financial Goals

Do You Include Your Home's Value in Your Net Worth Calculations?

Calculating your net worth gives you a good picture of where you are financially. You can compare your assets to your debts and see if you’re on the positive or negative side of that equation. Knowing your net worth can help you set goals and track your financial progress. ...

Does FAFSA Look at Savings Accounts to Determine Aid?

High school seniors across the United States fill out the Free Application for Federal Student Aid form in hopes of getting scholarships, grants and/or loans to help them pay for their higher education. Based upon the information it receives, the U.S. Department of Education ...

Stock Options Vs. RSUs

How to motivate employees is a key concern for businesses. There is, of course, the time-honored enticement of higher salaries for performance superior to those of other employees. The drawback is that offering higher salaries increases the direct cost of doing business because ...

How to Live Off of Portfolio Income

If you invest your money in income-producing investment vehicles, you can create an income for yourself that will allow you to live without working. The trick is to have enough income to avoid having to withdraw any principal for living expenses. If you achieve this, you can ...

Gross Income vs. Gross Margins

Gross income tells you how much volume a company has transacted. Gross margin gives you an important insight into its profitability, based on the amount it typically spends to produce its products or services. A business with high annual sales will still be a poor investment if ...

How to Save Money on Gas, Taxes, Food and More

A dollar is easier saved than earned. Opportunities to save money on daily expenditures can be found in local newspapers and mailbox flyers, by word of mouth, and on the Internet. While opportunities are many, saving money is not always convenient. Come up with a saving strategy ...

How to Transfer Stock Into an IRA

An Individual Retirement Account (IRA) offers different investment options for contributions, including investing in stocks. Because IRAs only accept cash contributions, you cannot transfer stocks outside of a retirement account to an IRA. You would need to liquidate the stocks ...

How Much Money Do I Need to Start a Hedge Fund?

With a challenging regulatory environment and a host of competitors vying for accredited investors, hedge fund managers face an uphill climb on the road to establishing their fund. Grant Thornton estimates that new hedge funds will need $75,000 for startup costs, with $100,000 ...

How to Survive an Economic Crisis When the Stock Market Collapses

There is no standard definition for what exactly constitutes a stock market collapse, although the terms "bear market" and "recession" are both well-defined. Most stock exchanges have a circuit breaker in place to halt trading in individual stocks and the ...

Financial Planning and Analysis Definition

Financial planning is a continual cycle of identifying financial goals, prioritizing these goals and planning for how to achieve them. Although differences in age, lifestyle and financial resources may cause a financial plan to change over time, the financial planning process ...

How to Use an Annuity to Pay for College

Insurance companies offer investment contracts, called annuities, that can be settled to provide guaranteed annual payments. The size of the payments depends on how much money is put into the annuity and the terms under which the contract is settled. Typically, annuities are ...

What Is the Primary Use for National Income Accounting?

The primary use of national income accounting is as a tool to set economic policy by measuring the economic activity of a country, including gross domestic product and unemployment figures. This type of accounting can be traced back to the 1930s. It was adopted by the British ...

What Type of Signature Does a Trust Fund for a Minor Require?

Setting up a trust fund can be a better way to leave money to your kids than a will. If you die when they're too young to manage the money, the court wrapping up your affairs will appoint someone to manage it for them. By creating a living trust, you can pick the trustee you ...

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