Setting Financial Goals

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Financial Planning and Analysis Definition

nancial planning is a continual cycle of identifying financial goals, prioritizing these goals and planning for how to achieve them. Although differences in age, lifestyle and financial resources may cause a financial plan to change over time, the financial planning process ...

Gross Income vs. Gross Margins

oss income tells you how much volume a company has transacted. Gross margin gives you an important insight into its profitability, based on the amount it typically spends to produce its products or services. A business with high annual sales will still be a poor investment if it ...

How Much Money Do I Need to Start a Hedge Fund?

th a challenging regulatory environment and a host of competitors vying for accredited investors, hedge fund managers face an uphill climb on the road to establishing their fund. Grant Thornton estimates that new hedge funds will need $75,000 for startup costs, with $100,000 ...

How to Save Money on Gas, Taxes, Food and More

dollar is easier saved than earned. Opportunities to save money on daily expenditures can be found in local newspapers and mailbox flyers, by word of mouth, and on the Internet. While opportunities are many, saving money is not always convenient. Come up with a saving strategy ...

Stock Options Vs. RSUs

w to motivate employees is a key concern for businesses. There is, of course, the time-honored enticement of higher salaries for performance superior to those of other employees. The drawback is that offering higher salaries increases the direct cost of doing business because it ...

How to Survive an Economic Crisis When the Stock Market Collapses

ere is no standard definition for what exactly constitutes a stock market collapse, although the terms "bear market" and "recession" are both well-defined. Most stock exchanges have a circuit breaker in place to halt trading in individual stocks and the ...

What Type of Signature Does a Trust Fund for a Minor Require?

tting up a trust fund can be a better way to leave money to your kids than a will. If you die when they're too young to manage the money, the court wrapping up your affairs will appoint someone to manage it for them. By creating a living trust, you can pick the trustee you want ...

How to Use an Annuity to Pay for College

surance companies offer investment contracts, called annuities, that can be settled to provide guaranteed annual payments. The size of the payments depends on how much money is put into the annuity and the terms under which the contract is settled. Typically, annuities are used ...

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