How do I Find the Year to Date Return on a Mutual Fund?

One metric investors use to measure the recent performance of mutual funds is the year-to-date return, or YTD. This metric looks at how the fund has done since the start of the year. Since it measures just the performance during the year, knowing how far along during the year you are can make a big difference. For example, a 2 percent YTD return sounds great in January, but not so great in December. To figure the YTD return, you need to know the price at the start of the year, the amount of distributions made during the year, and the current price.

Step 1

Subtract the value of the mutual fund at the start of the year from the current value to find the price increase or decrease. For example, if the mutual fund started out at $20 at the start of the year and is now at $22, the price has increased by $2.

Step 2

Add the value of any distributions made by the mutual fund during the year to figure the total return. For this example, if the mutual paid a dividend of 50 cents per share, add 50 cents to $2 to find the total return is $2.50.

Step 3

Divide the total return by the value at the start of the year to figure the year-to-date rate of return. In this example, divide $2.50 by $20 to get a rate of 0.125, or 12.5 percent.

Photo Credits

  • stock market analysis screenshot image by .shock from Fotolia.com

About the Author

Mark Kennan is a writer based in the Kansas City area, specializing in personal finance and business topics. He has been writing since 2009 and has been published by "Quicken," "TurboTax," and "The Motley Fool."

Zacks Investment Research

is an A+ Rated BBB

Accredited Business.