401k

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Should I Leave My 401(k) in Stock Since I Have So Many Shares?

The number of shares you have in your 401(k) isn't in and of itself a reason to hold onto your stock. If you have a lot of stock and it fits your investment goals, holding onto it could be the best choice. On the other hand, if that stock doesn't meet your goals, selling it and ...

How Does Your Company's 401(k) Plan Stack Up?

Whether you're curious about the returns from your current employer's plan or you're weighing a job offer from another company, reviewing your 401(k) plan is always wise. After all, small differences in 401(k) plans can add up to real money. But even if your plan doesn't come ...

Buying and Selling Rules of Stock in 401(k)s

Depending on the specific 401(k) plan that your company offers, you may be able to invest in a variety of different properties, including mutual funds and individual stocks. Some companies offer their own stock to employees through their 401(k)s, but may limit other purchases to ...

The Best Ways to Buy Gold in a 401(k)

Most 401(k) accounts offer a limited number of investment choices. Usually, you aren't going to be able to call your 401(k) administrator and request a block of American Gold Eagles. However, if your 401(k) allows some flexibility, you might be able to purchase gold through ...

Should I Open a Whole Life Insurance Policy or a 401(k) First?

Life insurance and retirement planning are both integral parts of a sound financial plan. It's not a matter of whether you should have both, but what kind of life insurance and retirement plan you should have and which you should open first. Financial advisers are mixed on the ...

How Do I Close Out a 401K Account?

If you move to a new employer, you can often roll over your 401(k) to that employer's account. You can also roll a 401(k) into an IRA. If you simply take the money without putting it in a retirement account, you'll owe a tax penalty in many circumstances if you are under 55.

How to Use a 401(k) to Buy Private Stocks

You can't always directly buy stocks with a 401(k), depending on how the account is set up. When you leave a job with a 401(k), you will be able to roll the 401(k) over to an IRA at a brokerage of your choice, which may offer more investment options for you to choose from.

Should I Combine My 401(k)s?

Many people have one or more "old" 401(k)s from jobs they've left. Often these accounts linger, creating paperwork and confusion for their owners. But 401(k) plan owners have several options if they want more control of their retirement fund. In some cases, combining one 401(k) ...

How to Roll Over a 401(k) While Still Working

Generally, 401(k) rollovers are for those who change jobs. You can make an in-service rollover if you still work for an employer under certain conditions. However, you can never make an in-service rollover of your own pre-tax contributions. Check with your employer to see if ...

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