What Causes Someone to Be Denied a Loan?
Along with a forced change of plans, it’s a blow to the ego when a lender denies your loan request. The amount of money available for lending may be the reason, as available funds fluctuate with the ...Read More
Types of Credit Monitoring Alerts
Your credit report contains personal information such as your name, address, debt and payment history, and bankruptcy records. It is used by lenders to determine your creditworthiness and is also a ...Read More
Do Savings Affect a Credit Score?
Credit scores often get viewed as a stand-in for a person's entire financial life, when in fact they reflect only one element of that life -- how a person manages credit. Important elements of ...Read More
Does Marriage Affect Your Credit Score?
Your credit score is your ticket to borrowing money -- whether it's a mortgage or a charge card, most lenders pull your score before giving you credit. To get the best rates, you need a good score. ...Read More