Personal Money Management

Executors of estates inherit a time-consuming, often difficult, and sometimes thankless job. They're responsible for guiding your estate through the probate process, paying off creditors, filing tax ...Read More

Scholarships help students pay for the escalating costs of college, but not all scholarships are tax-free. In order for any scholarship, or part of a scholarship, to be tax-free, you must be a ...Read More

Marriage doesn’t disqualify you from getting Social Security disability benefits. Your eligibility remains intact and benefit amounts won’t change. The addition of family members, though, might ...Read More

The U.S. dollar doesn't have a consistent value in relation to the world's other currencies -- euros, Japanese yen, British pounds, and so on. Its value rises and falls in response to economic ...Read More

It is not uncommon to leave an inheritance to family members after you die. You may leave a lump sum to your children, grandchildren, nieces, nephews and other loved ones. Inheritances aren't limited ...Read More

Health savings accounts (HSAs) and flexible spending arrangements (FSAs) are tax-free savings plans that allow you to pay for eligible medical expenses. If you quit your job, you'll lose any unused ...Read More

Although it is not mandatory to use a computer to manage your stock investments, technology for this purpose has become so common and user friendly that there's no reason not to. Computer programs ...Read More

When it comes to calculating your daughter's eligibility for financial aid, multiple variables come into play. The application form her college uses, her savings, your income and your savings all get ...Read More

In 2011, over 4 million children, including adopted children, received SSA retirement, disability or survivors benefits. If you’re an SSA beneficiary, your adopted child can get benefit payments off ...Read More

If you were to give a friend an interest-free loan, you might think of it as nothing more than a favor. Under the federal tax code, however, you may actually be giving that friend a taxable gift. But ...Read More

While you cannot borrow money directly from your mutual funds, your mutual funds can be used as collateral for loans. Loans against mutual funds are called margin loans. Margin loans are usually ...Read More

A secured creditor holds a security interest in an asset pledged as collateral for a debt. The secured creditor's rights depend on the type of bankruptcy the debtor chooses to file. Under a Chapter 7 ...Read More

Retirees, disabled workers, surviving spouses and their dependents are entitled to monthly Social Security benefits. Because the intent of Social Security income is to supplement rather than replace ...Read More

American unsecured debt topped $2.72 trillion in September 2012. Approximately $244 billion of that debt was in some stage of delinquency. While this type of debt -- which includes credit card debt, ...Read More