Insuring Valuables

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Does Being Self-Employed Affect Car Insurance?

Car insurance is an important way of safeguarding the value of your vehicle. It also protects you from financial liability if you cause an accident. The cost of car insurance depends on your driving record, the type of car you own and other factors. Being self-employed can drive ...

Should I Get Phone Insurance for My iPhone?

If you're planning to buy a new iPhone or if you've just gotten one, you may be debating whether to buy insurance. An iPhone is an expensive investment and many people store a lot of valuable information on theirs. If it breaks or you lose it, you could lose a lot of time and ...

How Insurance Usually Works With Jewelry Robberies

According to a report in the New York Times, the vast majority of insurance claims relating to jewelry are for theft or "mysterious loss." Most claims don't result in full replacement value, however, because owners make assumptions about their policies that aren't accurate. ...

How to Add a Hearing Aid to Personal Property Insurance

Whether it's part of a homeowners insurance policy or a renters policy, personal property insurance provides coverage for a wide range of belongings, but special high-cost items like hearing aids typically either aren't covered at all or are inadequately covered. Due to this, ...

Can a Car Have Two Separate Insurance Policies by Two Different People?

There is no law stating that you cannot have two separate insurance policies by two different people who want to insurance the same car. However, in the event of an accident, this practice can pose problems. Also, you'll find many insurance companies will not allow you to double ...

Negotiating a Settlement With Car Insurance Companies

Car insurance is a necessary part of owning a vehicle for personal use. Not only does it cover the cost of repairing damage to your car, it covers theft, vandalism, and any property damage you cause if you're at fault in an accident. When you make a claim with your car insurance ...

How to Insure and Bond Cleaning Service

The art of cleaning homes and businesses harkens back to biblical times, when indentured servants tidied up palaces and public buildings. Over time, “being in service” was an admirable career that usually came with living quarters. These days, typical cleaning services operate ...

What Is the Purpose of Third-Party Insurance?

Third-party insurance will help protect you in the event of an unexpected accident or injury sustained due to the actions of another individual. In some situations, states may require individuals to purchase third-party insurance. Understanding how third-party insurance is used ...

Does a Diamond Ring Fall Under Homeowner's Insurance?

It is important to make sure your diamond ring is protected should it get lost or stolen from your home. Homeowners can check with their insurance carriers to see if the jewelry is covered, and if not, add a comprehensive policy that would reimburse for the loss.

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