Retirement investments, accounts and holdings are a crucial element in ensuring that you have enough money to live on after you stop working. The financial stability that comes with properly managed and monitored retirement money can help you have enough money to afford the ...
As social security concerns grow and pension plans get phased out, the need for individuals to invest for their own retirement has become essential. The basic rules for investing are simple but ...Read More
How much of a nest egg you need at retirement depends on several factors specific to your financial situation. The biggest factor is how much of your retirement income needs to come from that egg. If ...Read More
When you buy a whole life annuity, you are entering into a contract with an annuity company. In exchange for your deposit, the annuity company agrees to give you payments for the rest of your life. ...Read More
The Roth IRA and Universal Life Policy are both investment vehicles that can be used to build retirement savings tax-free. The key differences between them make each more attractive for people with ...Read More
A traditional individual retirement account certificate of deposit is a conservative way to invest for your retirement. By combining the tax advantages of an individual retirement account with the ...Read More
The federal Thrift Savings Plan was created in 1986 to give government employees, including members of the military services, supplemental retirement savings. It's similar to 401k programs offered by ...Read More
Universal annuity life insurance is a hybrid between life insurance and a retirement savings product. Like most other life insurance products, it pays a set benefit when you die. Along the way, it ...Read More
Retirement benefits can help a nonprofit organization attract the best talent, and most employers in this sector offer retirement plans. But many nonprofits, particularly the smaller ones, fear ...Read More
A single premium deferred annuity is a type of annuity that is funded by a single payment rather than periodic payments. Deferred annuities increase in value over time as they're funded; with a ...Read More
Any time you pay your bills late, they're in arrears. The same thing can happen in reverse: if someone owes you money and pays you late, she's in arrears. Your military retirement pay should come in ...Read More
Taking advantage of your employer's retirement savings plan is a way to begin building your nest egg. Depending on where you work, you may be offered some type of pension plan or be eligible to ...Read More
Investing a lump sum in retirement requires thought and planning but is often not as difficult as you may first think. Whether your lump sum is $20,000 or $200,000 or whether it comes from a pension ...Read More
Your retirement lifestyle will depend on how much you contributed to your individual retirement account or other retirement plan during your working years. To determine how much you will need in that ...Read More
Both IRAs and 403(b) accounts are retirement vehicles. The former are "Individual" Retirement Accounts, while the latter are sponsored by public schools and other nonprofit organizations. While there ...Read More