Personal Insurance

Does Major Dental Work Count as a Deduction for Income Tax?
Does Major Dental Work Count as a Deduction for Income Tax?

Major dental work such as braces and dental surgery can cost thousands of dollars. Even routine visits to the dentist can get pricey. The Internal Revenue Service considers dental care costs a medical expense. However, that does not automatically mean major dental work will ...

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More in Personal Insurance

1040 Health Insurance Deductions for Government Employees
1040 Health Insurance Deductions for Government Employees

Most government employers provide health insurance as a part of their compensation packages. However, this doesn't mean that government workers can't claim additional deductions for some types of ...Read More

Insurance Companies That Provide Medicare Health Savings Accounts
Insurance Companies That Provide Medicare Health Savings Accounts

Health savings accounts are trust accounts that consist of contributions by the customer and a trustee, typically an employer, that provide a reserve to pay medical costs not covered by the insured's ...Read More

Pros & Cons of Supplemental Insurance Policies
Pros & Cons of Supplemental Insurance Policies

Supplemental insurance is insurance that covers expenses your regular policy doesn't cover, but it is not a substitute for your regular insurance. Supplemental insurance can add coverage to many ...Read More

Can Your Car Insurance Increase Due to Your Credit History?
Can Your Car Insurance Increase Due to Your Credit History?

Spotless driving history is no longer enough to get a low vehicle insurance premium. Insurance carriers now use your consumer reports including your credit report to assess your risk and help ...Read More

Tertiary Insurance Definition
Tertiary Insurance Definition

Tertiary insurance is a third policy. When you have multiple insurance policies, such as if you have Medicare and a supplemental policy, it's possible to have more than one covering a given procedure ...Read More

What Is an SR-26 Insurance Form?
What Is an SR-26 Insurance Form?

An SR-26 insurance form is filed by auto insurance companies when an insurance policy holder’s SR-22 certificate is no longer mandatory or when the policy has been terminated. Drivers who have ...Read More

Does Car Accident Insurance Pay for Pain and Suffering?
Does Car Accident Insurance Pay for Pain and Suffering?

Car accident liability insurance is designed to protect the policyholder from property damage and injury claims that may be caused by her careless driving. Generally these policies protect the ...Read More

How Long Does It Take Before a Ticket Shows Up on Your Insurance?
How Long Does It Take Before a Ticket Shows Up on Your Insurance?

Motor vehicle violations can cause major pain when it comes to car insurance premiums. While convictions for drunken and reckless driving cause the most trouble, resulting in premium increases of 20 ...Read More

How do I Find the Expiration Date for a BCBS PPO Health Insurance Policy?
How do I Find the Expiration Date for a BCBS PPO Health Insurance Policy?

Blue Cross Blue Shield provides health insurance to members across the U.S. A PPO policy gives lower rates for in-network services. To find the policy expiry date, check your policy brochure, ask ...Read More

Why Does My Car Insurance Company Ask How Far I Travel to Work?
Why Does My Car Insurance Company Ask How Far I Travel to Work?

Insurance companies place policyholders in risk brackets to decide how much they should charge for insurance policies. For example, a car insurance company typically weighs a large number of factors ...Read More

Medigap Plan F vs. Plan G: Is More Really Better?
Medigap Plan F vs. Plan G: Is More Really Better?

If the prospect of paying 20 percent of your healthcare bills scares you, and you're nearing age 65, you're in the market for a Medigap policy. Of all Medigap policies, F and G are the most ...Read More

Standard Fire Insurance Policy Vs. Building & Personal Property Insurance
Standard Fire Insurance Policy Vs. Building & Personal Property Insurance

Building hazard insurance has undergone many changes since its inception in Great Britain more than 300 years ago. Current versions include typical building fire insurance, which covers structures ...Read More

Are Insurance Proceeds Community Property in Idaho?
Are Insurance Proceeds Community Property in Idaho?

In a divorce, Idaho courts divide the community, or marital, property in a manner fair to both spouses. In Idaho, proceeds of an insurance policy may or may not be community property. ...Read More

How to Add a New Spouse as a Dependent for Medical Insurance
How to Add a New Spouse as a Dependent for Medical Insurance

Once the buzz of the wedding and the fun of the honeymoon have worn off, you have to deal with all the paperwork involved in combining households with a new spouse. This could include adding your new ...Read More