Personal Insurance

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1040 Health Insurance Deductions for Government Employees

Most government employers provide health insurance as a part of their compensation packages. However, this doesn't mean that government workers can't claim additional deductions for some types of health insurance or healthcare costs on their form 1040. In addition, many of the ...

Insurance Companies That Provide Medicare Health Savings Accounts

Health savings accounts are trust accounts that consist of contributions by the customer and a trustee, typically an employer, that provide a reserve to pay medical costs not covered by the insured's primary insurance, which must be a high-deductible health plan. Medicare ...

Pros & Cons of Supplemental Insurance Policies

Supplemental insurance is insurance that covers expenses your regular policy doesn't cover, but it is not a substitute for your regular insurance. Supplemental insurance can add coverage to many types of insurance policies, including disability, health, liability and auto ...

Can Your Car Insurance Increase Due to Your Credit History?

Spotless driving history is no longer enough to get a low vehicle insurance premium. Insurance carriers now use your consumer reports including your credit report to assess your risk and help determine your insurance premium. According to Daily Finance, insurance companies ...

Tertiary Insurance Definition

Tertiary insurance is a third policy. When you have multiple insurance policies, such as if you have Medicare and a supplemental policy, it's possible to have more than one covering a given procedure or loss. The third one to be billed is referred to as tertiary coverage. ...

What Is an SR-26 Insurance Form?

An SR-26 insurance form is filed by auto insurance companies when an insurance policy holder’s SR-22 certificate is no longer mandatory or when the policy has been terminated. Drivers who have committed traffic violations need an SR-22 certificate to have their licenses ...

Does Car Accident Insurance Pay for Pain and Suffering?

Car accident liability insurance is designed to protect the policyholder from property damage and injury claims that may be caused by her careless driving. Generally these policies protect the policyholder from all elements of personal injury claims, including pain and ...

How Long Does It Take Before a Ticket Shows Up on Your Insurance?

Motor vehicle violations can cause major pain when it comes to car insurance premiums. While convictions for drunken and reckless driving cause the most trouble, resulting in premium increases of 20 to 25 percent, a speeding ticket can drive up your premium by 10 percent or ...

How do I Find the Expiration Date for a BCBS PPO Health Insurance Policy?

Blue Cross Blue Shield provides health insurance to members across the U.S. A PPO policy gives lower rates for in-network services. To find the policy expiry date, check your policy brochure, ask your HR Department or contact the company's customer service department directly ...

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