Homeowners Insurance

More in Homeowners Insurance

Will Homeowners Insurance Cost More if You're Dropped by Another Company?

In most cases, if you're dropped by an insurer, your homeowners insurance will cost more. The alternative can be even worse. You may have trouble finding another company to issue a homeowners policy at any price. Insurance companies can become "nervous" about you as a customer ...

Does Homeowner's Insurance Cover a Child in a Dorm Room?

An empty nest is only part of your concern when sending your student off to college. With the expensive electronics students need at school, you’ll want to make certain that insurance will cover a loss. Homeowner’s insurance often provides coverage away from the premises, and ...

Understanding & Managing Home Insurance Rates

Homeowners insurance generally includes coverage for your building, contents or valuables and personal liability. For each element of protection, you pay an amount toward your premiums, or costs for coverage. Understanding the different components, their implications on rates ...

Does Homeowner's Insurance Coverage Require a Home Inspection?

Insurance agents often encourage homeowners to purchase enough homeowner’s insurance to cover the replacement value of their home. As a precaution, many homeowners hire a professional home inspector to estimate the value of their home and identify any potential problems prior to ...

How Often Does the Average Homeowner File Insurance Claims?

Homeowners insurance policies generally protect homeowners from claims brought against them by other parties, for harm such as dog bites or slips and falls on the property. These policies also typically protect the property owner or mortgage holder if the property is damaged by ...

Homeowners Insurance Coverage Recommendations

For most people, their home is the most valuable thing they own. That’s why they should protect it with homeowners insurance, which pays to repair or replace the home if it is damaged or destroyed by disasters such as storms or fires. If you have a mortgage, most lenders require ...

How to Claim Fence Damage on Homeowners Insurance

The "other structures" section of your homeowner policy is where you find coverage for gazebos, playgrounds, detached garages and fences. Most policies cover them automatically, but within the same limits as coverage on your house. Your house isn't protected against flood ...

Should I Include Sales Tax on Insurance Claim of Theft?

When you file an insurance claim after a theft, it's always a good idea to include sales taxes when listing the value of the stolen items. Many if not most insurance policies cover sales taxes, but you may miss out if you don't claim them. Whether or not you actually get ...

Is There a Special Insurance You Need to Have With an Inground Pool Besides Homeowners Insurance?

An in-ground swimming pool can be a summer recreation center. But a pool can also be dangerous and expose the pool owner to lawsuits if someone injures himself or drowns while using the pool. A homeowner's insurance policy, which provides financial protection if a disaster ...

Zacks Investment Research

is an A+ Rated BBB

Accredited Business.