Homeowners Insurance

More in Homeowners Insurance

Is There a Special Insurance You Need to Have With an Inground Pool Besides Homeowners Insurance?

An in-ground swimming pool can be a summer recreation center. But a pool can also be dangerous and expose the pool owner to lawsuits if someone injures himself or drowns while using the pool. A homeowner's insurance policy, which provides financial protection if a disaster ...

How to Change Flood Insurance

Homeowners insurance doesn't normally cover flood damage, so the federal National Flood Insurance Program was established to provide protection for homeowners in certain areas. The government underwrites flood insurance policies through this program, and homeowners can buy flood ...

Does Your Homeowner's Insurance Protect the Valuables of Your Kids?

Homeowner's insurance is an absolute must for anyone who has a mortgage or owns their home outright. Homeowners insurance rates account for both your degree of risk as well as the combined value of your home itself and your possessions. That includes most possessions that belong ...

Does Homeowner's Insurance Cover a Child in a Dorm Room?

An empty nest is only part of your concern when sending your student off to college. With the expensive electronics students need at school, you’ll want to make certain that insurance will cover a loss. Homeowner’s insurance often provides coverage away from the premises, and ...

If I Paid Off My Mortgage Am I Required to Buy Flood Insurance?

Once you make your final mortgage payment, you’re free from all the requirements your lender placed on you as condition of approving your loan, including the requirement that you buy flood insurance for your property. As the home’s sole owner, you enjoy the right to determine ...

Should I Include Sales Tax on Insurance Claim of Theft?

When you file an insurance claim after a theft, it's always a good idea to include sales taxes when listing the value of the stolen items. Many if not most insurance policies cover sales taxes, but you may miss out if you don't claim them. Whether or not you actually get ...

Lender Hazard Insurance Requirements

Unless you buy a home for cash, you'll have a mortgage lender who will mandate hazard insurance coverage equal to their financial interest. Your mortgage amount equals the lender's financial interest. Most mortgage lenders require that you offer evidence of a hazard insurance ...

What Is a Buyback Deductible?

Frequently used in property damage insurance, a buyback deductible is a provision that lets you pay a lower deductible when you have a claim that exceeds your original deductible. Sometimes offered by the same company that sells you your insurance, buyback deductibles might not ...

What Claims Can I Make on My Homeowners Insurance?

Even though you purchase homeowners insurance to compensate you for property or liability losses, you might not always want to file a claim; that depends on the nature of the damages or loss. In fact, certain claims on your homeowners policy could lead to an increase in your ...

Zacks Investment Research

is an A+ Rated BBB

Accredited Business.